11415 Harts Rd
Jacksonville, FL 32218
Permit-backed · high confidenceRecords-based estimate · getroofreport.com
The roof on record.
Roof replacement permit on county record, shingle. A permit-dated replacement is the most reliable roof age short of an inspection.
The insurance picture.
May be required at renewal.
Once a roof passes ~15 years, most Florida carriers ask for a 4-point before writing or renewing.
No credits inferred.
Nothing on record points to credit-eligible features; a wind-mitigation inspection could still find some.
Construction era on record: pre-1994.
Market stress elevated.
Qualitative read of the local Citizens / private-market balance; not an eligibility decision.
Where it stands.
What to do next.
Generated from this property's records: age against typical service life, code era, and the risk overlays.
This roof is past the ~15-year Florida insurability threshold. Expect a 4-point inspection at renewal and start planning a replacement window.
Asphalt shingles age fastest in Florida sun. Look for curling, granule loss, and lifted tabs along ridges and edges.
This address has weathered 18 named hurricanes on record, most recently in 2024. Photograph the roof now so you have a pre-storm baseline for any future claim.
Hail up to 1.75 inches has been recorded nearby. After any hailstorm, have the roof inspected promptly; hail claims have tight filing windows.
No wind-mitigation features are inferred from records. A wind-mitigation inspection may surface credits you already qualify for.
County permit records show the roof was last permitted in 2001, about 25 years ago (shingle). A permit-dated replacement is the most reliable roof age short of an on-site inspection.
FEMA maps this address in flood zone X, outside the high-risk Special Flood Hazard Area.
Likely at some point. Florida carriers commonly order a 4-point on older homes (this one dates to 1980) or roofs past about 15 years; the permit-dated roof here clears its biggest line item.
The score weighs roof age against the typical service life of its material, then adjusts for storm exposure. Moderate reflects a mid-life roof worth keeping an eye on. Only permit-backed roof ages count as high-confidence.
No. It is a records-based assessment from public data: county permits, assessor records, FEMA flood maps, and wind-zone data. Use it as a starting point, not a substitute for a licensed inspection.
A new roof at 11415 Harts Rd.
A home this size (about 1,000 sq ft on record) runs roughly $4,110 to $6,910 installed for architectural shingle in Florida. See the full breakdown →
Estimated from the building size on record; the exact figure depends on your roof area, pitch, and stories.
How this report is built.
This report is a records-based estimate assembled from county permits, assessor data, FEMA flood maps, and wind-zone datasets. The roof score weighs age, material, and storm exposure; only permit-backed roof ages are high-confidence. It is not an inspection, appraisal, or insurance quote.