Property report · Florida

7124 W Lake Dr

Lake Clarke Shores, FL 33406

Records estimate
Roof score 5 / 10 · Moderate
Roof age ~62 yrsest
Material metal
Roof shape flat
Last roof permit 1964
Permit # n/a
Year built 1964
Building sqft 1,810
Flood zone AEhigh-risk
Design wind 171 mph
Storm 13 hurricanes
Hail 1.75 in
Evac zone None
Sinkhole ~4.42 km
4-Point May be required
Wind-mit None inferred
Citizens Market stress elevated
Roof age estimated from year built · built 1964roof past typical service life (62y vs ~45y)durable metal coveringsignificant hail history (1.75 in hailstones)

Records-based estimate · getroofreport.com

Roof & permits · county record

The roof on record.

Last roof permit1964
Permit numbern/a
Roof materialmetal
Roof shapeflat
Age confidenceEstimatedEstimated from year built

Roof replacement permit on county record, metal. A permit-dated replacement is the most reliable roof age short of an inspection.

Insurance profile · plainly

The insurance picture.

4-Point inspection

May be required at renewal.

Once a roof passes ~15 years, most Florida carriers ask for a 4-point before writing or renewing.

Wind-mit discount

No credits inferred.

Nothing on record points to credit-eligible features; a wind-mitigation inspection could still find some.

Construction era on record: pre-1994.

Citizens context

Market stress elevated.

Qualitative read of the local Citizens / private-market balance; not an eligibility decision.

Geographic risk · mapped

Where it stands.

FEMA flood zoneAESpecial Flood Hazard Area
Design wind speed171 mphFlorida Building Code wind map
Evacuation zoneNoneno designated evacuation zone
Sinkhole activity~4.42 kmnearest documented subsidence
Storm exposure13 named hurricanes on record, peak 50 kt, most recent 2024recent: MILTON, HELENE, IAN, NICOLE
Hail history1.75 inlargest hail on record; last 2025-05-23
Maintenance · rule-based

What to do next.

Generated from this property's records: age against typical service life, code era, and the risk overlays.

01

This roof is past the ~15-year Florida insurability threshold. Expect a 4-point inspection at renewal and start planning a replacement window.

02

FEMA zone AE means flood insurance is typically required by lenders; confirm your policy is current.

03

In a high wind-speed zone, documented wind-mitigation features (roof-to-wall straps, secondary water barrier) can materially improve insurability.

04

This address has weathered 13 named hurricanes on record, most recently in 2024. Photograph the roof now so you have a pre-storm baseline for any future claim.

05

Hail up to 1.75 inches has been recorded nearby. After any hailstorm, have the roof inspected promptly; hail claims have tight filing windows.

06

No wind-mitigation features are inferred from records. A wind-mitigation inspection may surface credits you already qualify for.

Questions about 7124 W Lake Dr

No roofing permit is on county record, so the roof age is estimated at about 62 years from the year built (1964). It is labeled an estimate throughout this report.

FEMA maps this address in flood zone AE, a Special Flood Hazard Area where lenders typically require flood insurance.

Likely at some point. Florida carriers commonly order a 4-point on older homes (this one dates to 1964) or roofs past about 15 years.

The score weighs roof age against the typical service life of its material, then adjusts for storm exposure. Moderate reflects a mid-life roof worth keeping an eye on. Only permit-backed roof ages count as high-confidence.

No. It is a records-based assessment from public data: county permits, assessor records, FEMA flood maps, and wind-zone data. Use it as a starting point, not a substitute for a licensed inspection.

Roof cost · estimated

A new roof at 7124 W Lake Dr.

A home this size (about 1,800 sq ft on record) runs roughly $7,400 to $12,440 installed for architectural shingle in Florida. See the full breakdown →

Estimated from the building size on record; the exact figure depends on your roof area, pitch, and stories.

Methodology

How this report is built.

This report is a records-based estimate assembled from county permits, assessor data, FEMA flood maps, and wind-zone datasets. The roof score weighs age, material, and storm exposure; only permit-backed roof ages are high-confidence. It is not an inspection, appraisal, or insurance quote.

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