Property report · Florida

203 Sabine Dr

Pensacola Beach, FL 32561

Permit-backed · high confidence
Roof score 10 / 10 · Strong
Roof age ~11 yrspermit
Material metal
Roof shape hip
Last roof permit 2015
Permit # BD150905375
Year built 1973
Building sqft 4,594
Flood zone AEhigh-risk
Design wind 161 mph
Storm 12 hurricanes
Hail 1.5 in
Evac zone Zone A
Sinkhole ~50.16 km
4-Point May be required
Wind-mit 1 noted
Citizens Market stress elevated
Permit-backed roof age · re-roofed 2015durable metal coveringhip roof (better wind resistance)weathered hurricane-force winds since 2026

Records-based estimate · getroofreport.com

Roof & permits · county record

The roof on record.

Last roof permit2015
Permit numberBD150905375
Roof materialmetal
Roof shapehip
Age confidencePermit-backedPermit-backed

Roof replacement permit on county record, metal. A permit-dated replacement is the most reliable roof age short of an inspection.

Insurance profile · plainly

The insurance picture.

4-Point inspection

May be required at renewal.

Carriers order 4-points on older homes (this one dates to 1973) to check wiring, plumbing, and HVAC; the permit-dated roof clears its biggest line item.

Wind-mit discount

Features may qualify.

Code-era construction features here often map to wind-mitigation credits on a signed inspection form.

hip roof geometry

Construction era on record: pre-1994.

Citizens context

Market stress elevated.

Qualitative read of the local Citizens / private-market balance; not an eligibility decision.

Geographic risk · mapped

Where it stands.

FEMA flood zoneAESpecial Flood Hazard Area
Design wind speed161 mphFlorida Building Code wind map
Evacuation zoneZone Astorm-surge evacuation zone
Sinkhole activity~50.16 kmnearest documented subsidence
Storm exposure12 named hurricanes on record, peak 64 kt, most recent 2026recent: AL022026, ZETA, SALLY, CRISTOBAL
Hail history1.5 inlargest hail on record; last 2010-04-24
Maintenance · rule-based

What to do next.

Generated from this property's records: age against typical service life, code era, and the risk overlays.

01

At 10+ years, schedule a professional roof inspection and keep the report; it strengthens your position at renewal time.

02

FEMA zone AE means flood insurance is typically required by lenders; confirm your policy is current.

03

In a high wind-speed zone, documented wind-mitigation features (roof-to-wall straps, secondary water barrier) can materially improve insurability.

04

This address has weathered 12 named hurricanes on record, most recently in 2026. Photograph the roof now so you have a pre-storm baseline for any future claim.

05

Hail up to 1.5 inches has been recorded nearby. After any hailstorm, have the roof inspected promptly; hail claims have tight filing windows.

Questions about 203 Sabine Dr

County permit records show the roof was last permitted in 2015, about 11 years ago (metal). A permit-dated replacement is the most reliable roof age short of an on-site inspection.

FEMA maps this address in flood zone AE, a Special Flood Hazard Area where lenders typically require flood insurance.

Likely at some point. Florida carriers commonly order a 4-point on older homes (this one dates to 1973) or roofs past about 15 years; the permit-dated roof here clears its biggest line item.

The score weighs roof age against the typical service life of its material, then adjusts for storm exposure. Strong reflects a newer or durable roof with room to spare. Only permit-backed roof ages count as high-confidence.

No. It is a records-based assessment from public data: county permits, assessor records, FEMA flood maps, and wind-zone data. Use it as a starting point, not a substitute for a licensed inspection.

Roof cost · estimated

A new roof at 203 Sabine Dr.

A home this size (about 3,500 sq ft on record) runs roughly $14,380 to $24,180 installed for architectural shingle in Florida. See the full breakdown →

Estimated from the building size on record; the exact figure depends on your roof area, pitch, and stories.

Methodology

How this report is built.

This report is a records-based estimate assembled from county permits, assessor data, FEMA flood maps, and wind-zone datasets. The roof score weighs age, material, and storm exposure; only permit-backed roof ages are high-confidence. It is not an inspection, appraisal, or insurance quote.

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