Property report · Florida

324 E Gorrie Dr

Saint George Island, FL 32328

Records estimate
Roof score 10 / 10 · Strong
Roof age ~32 yrsest
Material metal
Roof shape n/a
Last roof permit 1994
Permit # n/a
Year built 1994
Building sqft 1,859
Flood zone VEhigh-risk
Design wind 136 mph
Storm 15 hurricanes
Hail 1 in
Evac zone Zone A
Sinkhole ~8.9 km
4-Point May be required
Wind-mit None inferred
Citizens Market stress moderate
Roof age estimated from year built · built 1994roof nearing end of typical service life (32y of ~45y)durable metal covering

Records-based estimate · getroofreport.com

Roof & permits · county record

The roof on record.

Last roof permit1994
Permit numbern/a
Roof materialmetal
Roof shapeNot on record
Age confidenceEstimatedEstimated from year built

Roof replacement permit on county record, metal. A permit-dated replacement is the most reliable roof age short of an inspection.

Insurance profile · plainly

The insurance picture.

4-Point inspection

May be required at renewal.

Once a roof passes ~15 years, most Florida carriers ask for a 4-point before writing or renewing.

Wind-mit discount

No credits inferred.

Nothing on record points to credit-eligible features; a wind-mitigation inspection could still find some.

Construction era on record: 1994-2001 (pre-FBC).

Citizens context

Market stress moderate.

Qualitative read of the local Citizens / private-market balance; not an eligibility decision.

Geographic risk · mapped

Where it stands.

FEMA flood zoneVESpecial Flood Hazard Area
Design wind speed136 mphFlorida Building Code wind map
Evacuation zoneZone Astorm-surge evacuation zone
Sinkhole activity~8.9 kmnearest documented subsidence
Storm exposure15 named hurricanes on record, peak 50 kt, most recent 2024recent: MILTON, HELENE, IDALIA, NICOLE
Hail history1 inlargest hail on record; last 2008-01-22
Maintenance · rule-based

What to do next.

Generated from this property's records: age against typical service life, code era, and the risk overlays.

01

This roof is past the ~15-year Florida insurability threshold. Expect a 4-point inspection at renewal and start planning a replacement window.

02

FEMA zone VE means flood insurance is typically required by lenders; confirm your policy is current.

03

This address has weathered 15 named hurricanes on record, most recently in 2024. Photograph the roof now so you have a pre-storm baseline for any future claim.

04

Hail up to 1 inches has been recorded nearby. After any hailstorm, have the roof inspected promptly; hail claims have tight filing windows.

05

No wind-mitigation features are inferred from records. A wind-mitigation inspection may surface credits you already qualify for.

Questions about 324 E Gorrie Dr

No roofing permit is on county record, so the roof age is estimated at about 32 years from the year built (1994). It is labeled an estimate throughout this report.

FEMA maps this address in flood zone VE, a Special Flood Hazard Area where lenders typically require flood insurance.

Likely at some point. Florida carriers commonly order a 4-point on older homes (this one dates to 1994) or roofs past about 15 years.

The score weighs roof age against the typical service life of its material, then adjusts for storm exposure. Strong reflects a newer or durable roof with room to spare. Only permit-backed roof ages count as high-confidence.

No. It is a records-based assessment from public data: county permits, assessor records, FEMA flood maps, and wind-zone data. Use it as a starting point, not a substitute for a licensed inspection.

Roof cost · estimated

A new roof at 324 E Gorrie Dr.

A home this size (about 1,800 sq ft on record) runs roughly $7,400 to $12,440 installed for architectural shingle in Florida. See the full breakdown →

Estimated from the building size on record; the exact figure depends on your roof area, pitch, and stories.

Methodology

How this report is built.

This report is a records-based estimate assembled from county permits, assessor data, FEMA flood maps, and wind-zone datasets. The roof score weighs age, material, and storm exposure; only permit-backed roof ages are high-confidence. It is not an inspection, appraisal, or insurance quote.

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