4 Point Wind Mitigation Inspection.
4 point wind mitigation inspection: type your Florida address to see what the records show for your roof. Then pick a date and book the inspection. The lookup is free, with no signup.
On an older Florida house, your carrier reads two separate inspection reports: the 4-point, which covers four systems, and the wind mitigation form, which scores seven wind features. The roof appears on both, and its age and material already sit in public records.
Book an inspection.
Pick a day that works. We send your request with the free roof report for the address, and a Florida roofer calls you to confirm the time.
- 01Type the address and choose a day.
- 02Leave a name and a phone number.
- 03Expect a call to confirm the visit.
What each inspection reports.
Different forms, different questions for your insurer.
The two visits answer separate questions, and the roof is the one system both of them look at.
The 4-point
Reports on the roof, electrical, plumbing and HVAC. Expect most Florida carriers to ask for it before writing or renewing on a roof older than about 15 years.
The wind mitigation form
State form OIR-B1-1802, scored across seven features of the house. Your insurer applies wind credits only from a copy a qualified inspector completed.
The roof on each form
The 4-point looks at roof condition. The wind form records the covering, deck attachment, roof-to-wall attachment, geometry and secondary water resistance.
The roof facts already on record.
Type your address and the roof report pulls the public record for the house, including roof age, material, roof score and design wind speed.
A county re-roof permit dates the age if the house has one. With no permit on file, the report works out an estimate from the build year and assessor data, and marks it as one.
- Build year. The year the house went up points to the building code it was built under, one of the seven lines on the wind form.
- Roof shape. Hip roofs earn a better geometry score on the wind form than gable roofs.
How the booking works.
The records check costs nothing. The partner inspector sets the price of the visit.
| Address lookup | Free for any Florida address, no signup |
| Roof report | Roof age, material and roof score, plus storm history, wind speed and the flood and evacuation zones |
| Inspection price | Agreed with the partner inspector at booking |
| Inspection reports | Completed at the house by the inspector; the online report cannot stand in for them |
Common questions.
They do different jobs. Carriers use the 4-point to decide whether to write or renew a policy on an older roof, while the wind mitigation form is what your insurer reads before applying wind credits. Ask your carrier which one it wants, then run the free lookup to see the roof age it will be working from.
Five of the seven features on OIR-B1-1802 concern the roof: covering, deck attachment, roof-to-wall attachment, geometry and secondary water resistance. The other two are building code and opening protection. The inspector checks each one at the house and completes the form for your insurer.
This page shows no set price for either inspection. The partner inspector confirms the fee with you as part of booking. Run the free lookup first and you go in knowing the roof age, the material and whether a permit stands behind the date.
Homes that meet the 2002 Florida Building Code, or an edition since, usually qualify. Pre-2002 houses often get there with modest retrofits first. Either way, the credit waits on a qualified inspector completing the form and your insurer receiving it.
Type your address and read the roof age on the report. It comes from the county re-roof permit if one exists, or from an estimate built on the year built and assessor records, labeled as such. Statewide, 58% of roof ages on record are permit-backed.
No. Your carrier needs the 4-point report and the wind form from an inspector who visited the house. Treat the roof report as the homework you do first, covering roof age, material, storm history and the flood and wind details for the address.