Property report · Florida

11437 SW 185 Ter

Palmetto Bay, FL 33157

Records estimate
Roof score 10 / 10 · Strong
Roof age ~23 yrsest
Material tile
Roof shape Not on record
Last roof permit 2003
Permit # None on record
Year built 2003
Building sqft 1,845
Flood zone Not mapped
Design wind Not on record
Storm 0 hurricanes
Hail None recorded
Evac zone None
Sinkhole None near
4-Point Likely passes
Wind-mit 1 noted
Citizens Market stress low
Roof age estimated from year built · built 2003durable tile covering

Records-based estimate · getroofreport.com

Roof & permits · county record

The roof on record.

Last roof permit2003
Permit numberNone on record
Roof materialtile
Roof shapeNot on record
Age confidenceEstimatedEstimated from effective year built

Roof replacement permit on county record, tile. A permit-dated replacement is the most reliable roof age short of an inspection.

Property facts

Year built2003
Building size1,845 sq ftunder-roof area on assessor record
Parcel ID3060060430490county parcel number
Roof material sourceAerial imagery
Insurance profile · plainly

The insurance picture.

4-Point inspection

Likely eligible to pass.

The home and roof are recent enough that most carriers will not order one at binding.

Wind-mit discount

Features may qualify.

Code-era construction features here often map to wind-mitigation credits on a signed inspection form.

FBC-era roof deck attachment / roof-to-wall connection

Construction era on record: HVHZ (SFBC 1994+ / FBC).

Citizens context

Market stress low.

Qualitative read of the local Citizens / private-market balance; not an eligibility decision.

Geographic risk · mapped

Where it stands.

FEMA flood zoneNot mappedoutside the high-risk flood area
Design wind speedNot on recordFlorida Building Code wind map
Evacuation zoneNoneno designated evacuation zone
Sinkhole activityNoneno nearby reports on record
Storm exposureNot on record
Maintenance · rule-based

What to do next.

Generated from this property's records: age against typical service life, code era, and the risk overlays.

01

This roof is past the ~15-year Florida insurability threshold. Expect a 4-point inspection at renewal and start planning a replacement window.

Questions about 11437 SW 185 Ter

No roofing permit is on county record, so the roof age is estimated at about 23 years from the year built (2003). It is labeled an estimate throughout this report.

No FEMA flood zone is on record for this address.

Probably not at binding: the home and roof are recent enough that most Florida carriers skip the 4-point. Older homes and roofs past about 15 years are the usual triggers.

The score weighs roof age against the typical service life of its material, then adjusts for storm exposure. Strong reflects a newer or durable roof with room to spare. Only permit-backed roof ages count as high-confidence.

No. It is a records-based assessment from public data: county permits, assessor records, FEMA flood maps, and wind-zone data. Use it as a starting point, not a substitute for a licensed inspection.

Roof cost · estimated

A new roof at 11437 SW 185 Ter.

A home this size (about 1,800 sq ft on record) runs roughly $7,400 to $12,440 installed for architectural shingle in Florida. See the full breakdown →

Estimated from the building size on record; the exact figure depends on your roof area, pitch, and stories.

Methodology

How this report is built.

This report is a records-based estimate assembled from county permits, assessor data, FEMA flood maps, and wind-zone datasets. The roof score weighs age, material, and storm exposure; only permit-backed roof ages are high-confidence. It is not an inspection, appraisal, or insurance quote.

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