Roof Inspection Cost.
The price of a Florida roof inspection depends on which report your insurer needs, and the partner inspector confirms it when you book. Before you pay for anything, the free lookup shows what public records already say about your roof.
What each inspection covers.
The type of report decides how much the inspector checks.
Ask your carrier which report it wants before you book.
A 4-point and a wind mitigation visit look at different parts of the house.
| 4-point inspection | Four systems: roof, electrical, plumbing and HVAC |
| Wind mitigation inspection | Seven wind features on state form OIR-B1-1802 |
| Inspection price | Confirmed by the partner inspector at booking |
| Roof records check | Free online for any Florida address, no signup |
The roof report before you pay.
Type your address to see the roof age, material and roof score on record. The same page lists the FEMA flood zone, evacuation zone, design wind speed and storm history.
Knowing the age ahead of time tells you whether your carrier is likely to ask for an inspection at all.
- Permit-backed age. Dated from the actual re-roof permit, which covers 58% of roof ages on record statewide.
- Estimated age. Built from the year built and assessor records when no permit exists, and marked as an estimate.
Reasons Florida insurers ask for an inspection.
An inspection request from your carrier usually traces back to one of these.
A roof past about 15 years
Expect a 4-point request from most Florida carriers before they write or renew on a roof that old.
Wind credits
Your insurer applies them only from a wind form completed by a qualified inspector.
Proving remaining life
On a shingle roof over 15 years, an authorized inspection showing 5 or more years of useful life can keep a carrier from refusing on age alone.
Common questions.
This site lists no fixed inspection fee. You settle the price with the partner inspector at booking, and it depends on the inspection you need. Reading the free roof report first means you book the right inspection with the roof age and material already in hand.
The address lookup and the roof report cost nothing for any Florida address, and you do not sign up. The report covers all 67 counties and shows roof age, material, roof score, flood and evacuation zones, design wind speed and storm history. You pay only for an inspection you choose to book.
Roof condition sits on the 4-point report next to electrical, plumbing and HVAC. Florida carriers weigh roof age before they look at condition or material, and that age comes from county records you can read on the free report before the inspector arrives.
A roof replaced without a county permit has no permit date to anchor it. The report then estimates the age from the year built and assessor records and labels it, and carriers usually treat that roof as the age of the house. Bring the roofer's paperwork to the inspection if you have it.
The report adds location records that sit outside the four systems a 4-point covers: the FEMA flood zone, the lettered storm-surge evacuation zone and the named storms on record for the address. The inspection adds what records cannot, the condition of the roof and the other systems seen in person.
No. The budget estimator finds your roof from the address, measures it from overhead aerial photos and gives a budget range for installed cost, with no signup or email. If you want firm numbers after that, the estimator passes quote requests to partner Florida roofers.