Property report · Florida

393 Gulf Shore Dr

Carrabelle, FL 32322

Records estimate
Roof score 2 / 10 · Weak
Roof age ~45 yrsest
Material shingle
Roof shape n/a
Last roof permit 1981
Permit # n/a
Year built 1981
Building sqft 1,472
Flood zone VEhigh-risk
Design wind 136 mph
Storm 16 hurricanes
Hail n/a
Evac zone Zone A
Sinkhole ~28.42 km
4-Point May be required
Wind-mit None inferred
Citizens Market stress elevated
Roof age estimated from year built · built 1981roof past typical service life (45y vs ~20y)

Records-based estimate · getroofreport.com

Roof & permits · county record

The roof on record.

Last roof permit1981
Permit numbern/a
Roof materialshingle
Roof shapeNot on record
Age confidenceEstimatedEstimated from year built

Roof replacement permit on county record, shingle. A permit-dated replacement is the most reliable roof age short of an inspection.

Insurance profile · plainly

The insurance picture.

4-Point inspection

May be required at renewal.

Once a roof passes ~15 years, most Florida carriers ask for a 4-point before writing or renewing.

Wind-mit discount

No credits inferred.

Nothing on record points to credit-eligible features; a wind-mitigation inspection could still find some.

Construction era on record: pre-1994.

Citizens context

Market stress elevated.

Qualitative read of the local Citizens / private-market balance; not an eligibility decision.

Geographic risk · mapped

Where it stands.

FEMA flood zoneVESpecial Flood Hazard Area
Design wind speed136 mphFlorida Building Code wind map
Evacuation zoneZone Astorm-surge evacuation zone
Sinkhole activity~28.42 kmnearest documented subsidence
Storm exposure16 named hurricanes on record, peak 50 kt, most recent 2024recent: MILTON, DEBBY, HELENE, IDALIA
Maintenance · rule-based

What to do next.

Generated from this property's records: age against typical service life, code era, and the risk overlays.

01

This roof is past the ~15-year Florida insurability threshold. Expect a 4-point inspection at renewal and start planning a replacement window.

02

Asphalt shingles age fastest in Florida sun. Look for curling, granule loss, and lifted tabs along ridges and edges.

03

FEMA zone VE means flood insurance is typically required by lenders; confirm your policy is current.

04

This address has weathered 16 named hurricanes on record, most recently in 2024. Photograph the roof now so you have a pre-storm baseline for any future claim.

05

No wind-mitigation features are inferred from records. A wind-mitigation inspection may surface credits you already qualify for.

Questions about 393 Gulf Shore Dr

No roofing permit is on county record, so the roof age is estimated at about 45 years from the year built (1981). It is labeled an estimate throughout this report.

FEMA maps this address in flood zone VE, a Special Flood Hazard Area where lenders typically require flood insurance.

Likely at some point. Florida carriers commonly order a 4-point on older homes (this one dates to 1981) or roofs past about 15 years.

The score weighs roof age against the typical service life of its material, then adjusts for storm exposure. Weak reflects a roof at or past its typical service life, where insurers scrutinize hardest. Only permit-backed roof ages count as high-confidence.

No. It is a records-based assessment from public data: county permits, assessor records, FEMA flood maps, and wind-zone data. Use it as a starting point, not a substitute for a licensed inspection.

Roof cost · estimated

A new roof at 393 Gulf Shore Dr.

A home this size (about 1,500 sq ft on record) runs roughly $6,160 to $10,360 installed for architectural shingle in Florida. See the full breakdown →

Estimated from the building size on record; the exact figure depends on your roof area, pitch, and stories.

Methodology

How this report is built.

This report is a records-based estimate assembled from county permits, assessor data, FEMA flood maps, and wind-zone datasets. The roof score weighs age, material, and storm exposure; only permit-backed roof ages are high-confidence. It is not an inspection, appraisal, or insurance quote.

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