Property report · Florida

4365 Hwy 2

Malone, FL 32445

Records estimate
Roof score 5 / 10 · Moderate
Roof age ~24 yrsest
Material shingle
Roof shape gable or hip
Last roof permit 2002
Permit # n/a
Year built 2002
Building sqft 1,152
Flood zone Xlow-risk
Design wind 123 mph
Storm 9 hurricanes
Hail n/a
Evac zone None
Sinkhole ~4.86 km
4-Point Likely passes
Wind-mit 1 noted
Citizens Market stress moderate
Roof age estimated from year built · built 2002roof past typical service life (24y vs ~20y)weathered hurricane-force winds since 2024

Records-based estimate · getroofreport.com

Roof & permits · county record

The roof on record.

Last roof permit2002
Permit numbern/a
Roof materialshingle
Roof shapegable or hip
Age confidenceEstimatedEstimated from year built

Roof replacement permit on county record, shingle. A permit-dated replacement is the most reliable roof age short of an inspection.

Insurance profile · plainly

The insurance picture.

4-Point inspection

Likely eligible to pass.

The home and roof are recent enough that most carriers will not order one at binding.

Wind-mit discount

Features may qualify.

Code-era construction features here often map to wind-mitigation credits on a signed inspection form.

FBC-era roof deck attachment / roof-to-wall connection

Construction era on record: FBC 2002+.

Citizens context

Market stress moderate.

Qualitative read of the local Citizens / private-market balance; not an eligibility decision.

Geographic risk · mapped

Where it stands.

FEMA flood zoneXoutside the high-risk flood area
Design wind speed123 mphFlorida Building Code wind map
Evacuation zoneNoneno designated evacuation zone
Sinkhole activity~4.86 kmnearest documented subsidence
Storm exposure9 named hurricanes on record, peak 64 kt, most recent 2024recent: HELENE, NICOLE, FRED, SALLY
Maintenance · rule-based

What to do next.

Generated from this property's records: age against typical service life, code era, and the risk overlays.

01

This roof is past the ~15-year Florida insurability threshold. Expect a 4-point inspection at renewal and start planning a replacement window.

02

Asphalt shingles age fastest in Florida sun. Look for curling, granule loss, and lifted tabs along ridges and edges.

03

This address has weathered 9 named hurricanes on record, most recently in 2024. Photograph the roof now so you have a pre-storm baseline for any future claim.

Questions about 4365 Hwy 2

No roofing permit is on county record, so the roof age is estimated at about 24 years from the year built (2002). It is labeled an estimate throughout this report.

FEMA maps this address in flood zone X, outside the high-risk Special Flood Hazard Area.

Probably not at binding: the home and roof are recent enough that most Florida carriers skip the 4-point. Older homes and roofs past about 15 years are the usual triggers.

The score weighs roof age against the typical service life of its material, then adjusts for storm exposure. Moderate reflects a mid-life roof worth keeping an eye on. Only permit-backed roof ages count as high-confidence.

No. It is a records-based assessment from public data: county permits, assessor records, FEMA flood maps, and wind-zone data. Use it as a starting point, not a substitute for a licensed inspection.

Roof cost · estimated

A new roof at 4365 Hwy 2.

A home this size (about 1,200 sq ft on record) runs roughly $4,930 to $8,290 installed for architectural shingle in Florida. See the full breakdown →

Estimated from the building size on record; the exact figure depends on your roof area, pitch, and stories.

Methodology

How this report is built.

This report is a records-based estimate assembled from county permits, assessor data, FEMA flood maps, and wind-zone datasets. The roof score weighs age, material, and storm exposure; only permit-backed roof ages are high-confidence. It is not an inspection, appraisal, or insurance quote.

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