Property report · Florida

10516 Lillian Hwy

Pensacola, FL 32506

Permit-backed · high confidence
Roof score 10 / 10 · Strong
Roof age ~4 yrspermit
Material shingle
Roof shape hip
Last roof permit 2022
Permit # 221141946BD
Year built 1986
Building sqft 1,738
Flood zone AEhigh-risk
Design wind 161 mph
Storm 11 hurricanes
Hail 1 in
Evac zone Zone C
Sinkhole ~68.86 km
4-Point May be required
Wind-mit 1 noted
Citizens Market stress elevated
Permit-backed roof age · re-roofed 2022hip roof (better wind resistance)weathered hurricane-force winds since 2020

Records-based estimate · getroofreport.com

Roof & permits · county record

The roof on record.

Last roof permit2022
Permit number221141946BD
Roof materialshingle
Roof shapehip
Age confidencePermit-backedPermit-backed

Roof replacement permit on county record, shingle. A permit-dated replacement is the most reliable roof age short of an inspection.

Insurance profile · plainly

The insurance picture.

4-Point inspection

May be required at renewal.

Carriers order 4-points on older homes (this one dates to 1986) to check wiring, plumbing, and HVAC; the permit-dated roof clears its biggest line item.

Wind-mit discount

Features may qualify.

Code-era construction features here often map to wind-mitigation credits on a signed inspection form.

hip roof geometry

Construction era on record: pre-1994.

Citizens context

Market stress elevated.

Qualitative read of the local Citizens / private-market balance; not an eligibility decision.

Geographic risk · mapped

Where it stands.

FEMA flood zoneAESpecial Flood Hazard Area
Design wind speed161 mphFlorida Building Code wind map
Evacuation zoneZone Cstorm-surge evacuation zone
Sinkhole activity~68.86 kmnearest documented subsidence
Storm exposure11 named hurricanes on record, peak 64 kt, most recent 2020recent: ZETA, SALLY, CRISTOBAL, MICHAEL
Hail history1 inlargest hail on record; last 2022-08-15
Maintenance · rule-based

What to do next.

Generated from this property's records: age against typical service life, code era, and the risk overlays.

01

The roof is within its early service life. Annual visual checks after storm season are enough for now.

02

FEMA zone AE means flood insurance is typically required by lenders; confirm your policy is current.

03

In a high wind-speed zone, documented wind-mitigation features (roof-to-wall straps, secondary water barrier) can materially improve insurability.

04

This address has weathered 11 named hurricanes on record, most recently in 2020. Photograph the roof now so you have a pre-storm baseline for any future claim.

05

Hail up to 1 inches has been recorded nearby. After any hailstorm, have the roof inspected promptly; hail claims have tight filing windows.

Questions about 10516 Lillian Hwy

County permit records show the roof was last permitted in 2022, about 4 years ago (shingle). A permit-dated replacement is the most reliable roof age short of an on-site inspection.

FEMA maps this address in flood zone AE, a Special Flood Hazard Area where lenders typically require flood insurance.

Likely at some point. Florida carriers commonly order a 4-point on older homes (this one dates to 1986) or roofs past about 15 years; the permit-dated roof here clears its biggest line item.

The score weighs roof age against the typical service life of its material, then adjusts for storm exposure. Strong reflects a newer or durable roof with room to spare. Only permit-backed roof ages count as high-confidence.

No. It is a records-based assessment from public data: county permits, assessor records, FEMA flood maps, and wind-zone data. Use it as a starting point, not a substitute for a licensed inspection.

Roof cost · estimated

A new roof at 10516 Lillian Hwy.

A home this size (about 1,800 sq ft on record) runs roughly $7,400 to $12,440 installed for architectural shingle in Florida. See the full breakdown →

Estimated from the building size on record; the exact figure depends on your roof area, pitch, and stories.

Methodology

How this report is built.

This report is a records-based estimate assembled from county permits, assessor data, FEMA flood maps, and wind-zone datasets. The roof score weighs age, material, and storm exposure; only permit-backed roof ages are high-confidence. It is not an inspection, appraisal, or insurance quote.

Your address next

Look up any Florida property.