144 Sabal Cir
Port St Joe, FL 32456
Records estimateRecords-based estimate · getroofreport.com
The roof on record.
Roof replacement permit on county record, shingle. A permit-dated replacement is the most reliable roof age short of an inspection.
Property facts
The insurance picture.
May be required at renewal.
Once a roof passes ~15 years, most Florida carriers ask for a 4-point before writing or renewing.
No credits inferred.
Nothing on record points to credit-eligible features; a wind-mitigation inspection could still find some.
Construction era on record: pre-1994.
Market stress elevated.
Qualitative read of the local Citizens / private-market balance; not an eligibility decision.
Where it stands.
Storm history
What to do next.
Generated from this property's records: age against typical service life, code era, and the risk overlays.
This roof is past the ~15-year Florida insurability threshold. Expect a 4-point inspection at renewal and start planning a replacement window.
Asphalt shingles age fastest in Florida sun. Look for curling, granule loss, and lifted tabs along ridges and edges.
In a high wind-speed zone, documented wind-mitigation features (roof-to-wall straps, secondary water barrier) can materially improve insurability.
This address has weathered 16 named hurricanes on record, most recently in 2026. Photograph the roof now so you have a pre-storm baseline for any future claim.
No wind-mitigation features are inferred from records. A wind-mitigation inspection may surface credits you already qualify for.
No roofing permit is on county record, so the roof age is estimated at about 41 years from the year built (1985). It is labeled an estimate throughout this report.
No FEMA flood zone is on record for this address.
Likely at some point. Florida carriers commonly order a 4-point on older homes (this one dates to 1985) or roofs past about 15 years.
The score weighs roof age against the typical service life of its material, then adjusts for storm exposure. Weak reflects a roof at or past its typical service life, where insurers scrutinize hardest. Only permit-backed roof ages count as high-confidence.
No. It is a records-based assessment from public data: county permits, assessor records, FEMA flood maps, and wind-zone data. Use it as a starting point, not a substitute for a licensed inspection.
A new roof at 144 Sabal Cir.
A home this size (about 1,500 sq ft on record) runs roughly $6,160 to $10,360 installed for architectural shingle in Florida. See the full breakdown →
Estimated from the building size on record; the exact figure depends on your roof area, pitch, and stories.
How this report is built.
This report is a records-based estimate assembled from county permits, assessor data, FEMA flood maps, and wind-zone datasets. The roof score weighs age, material, and storm exposure; only permit-backed roof ages are high-confidence. It is not an inspection, appraisal, or insurance quote.