Property report · Florida

2229 Nela Ave

Belle Isle, FL 32809

Permit-backed · high confidence
Roof score 2 / 10 · Weak
Roof age ~32 yrspermit
Material built-up
Roof shape gable
Last roof permit 1994
Permit # B94003740
Year built 1950
Building sqft 2,289
Flood zone Xlow-risk
Design wind 150 mph
Storm 13 hurricanes
Hail 1.75 in
Evac zone None
Sinkhole ~0.71 km
4-Point May be required
Wind-mit None inferred
Citizens Market stress moderate
Permit-backed roof age · re-roofed 1994roof past typical service life (32y vs ~18y)flat/built-up covering (shorter service life)significant hail history (1.75 in hailstones)

Records-based estimate · getroofreport.com

Roof & permits · county record

The roof on record.

Last roof permit1994
Permit numberB94003740
Roof materialbuilt-up
Roof shapegable
Age confidencePermit-backedPermit-backed

Roof replacement permit on county record, built-up. A permit-dated replacement is the most reliable roof age short of an inspection.

Insurance profile · plainly

The insurance picture.

4-Point inspection

May be required at renewal.

Once a roof passes ~15 years, most Florida carriers ask for a 4-point before writing or renewing.

Wind-mit discount

No credits inferred.

Nothing on record points to credit-eligible features; a wind-mitigation inspection could still find some.

Construction era on record: pre-1994.

Citizens context

Market stress moderate.

Qualitative read of the local Citizens / private-market balance; not an eligibility decision.

Geographic risk · mapped

Where it stands.

FEMA flood zoneXoutside the high-risk flood area
Design wind speed150 mphFlorida Building Code wind map
Evacuation zoneNoneno designated evacuation zone
Sinkhole activity~0.71 kmnearest documented subsidence
Storm exposure13 named hurricanes on record, peak 50 kt, most recent 2024recent: MILTON, HELENE, IDALIA, IAN
Hail history1.75 inlargest hail on record; last 2023-05-18
Maintenance · rule-based

What to do next.

Generated from this property's records: age against typical service life, code era, and the risk overlays.

01

This roof is past the ~15-year Florida insurability threshold. Expect a 4-point inspection at renewal and start planning a replacement window.

02

In a high wind-speed zone, documented wind-mitigation features (roof-to-wall straps, secondary water barrier) can materially improve insurability.

03

This address has weathered 13 named hurricanes on record, most recently in 2024. Photograph the roof now so you have a pre-storm baseline for any future claim.

04

Hail up to 1.75 inches has been recorded nearby. After any hailstorm, have the roof inspected promptly; hail claims have tight filing windows.

05

No wind-mitigation features are inferred from records. A wind-mitigation inspection may surface credits you already qualify for.

Questions about 2229 Nela Ave

County permit records show the roof was last permitted in 1994, about 32 years ago (built-up). A permit-dated replacement is the most reliable roof age short of an on-site inspection.

FEMA maps this address in flood zone X, outside the high-risk Special Flood Hazard Area.

Likely at some point. Florida carriers commonly order a 4-point on older homes (this one dates to 1950) or roofs past about 15 years; the permit-dated roof here clears its biggest line item.

The score weighs roof age against the typical service life of its material, then adjusts for storm exposure. Weak reflects a roof at or past its typical service life, where insurers scrutinize hardest. Only permit-backed roof ages count as high-confidence.

No. It is a records-based assessment from public data: county permits, assessor records, FEMA flood maps, and wind-zone data. Use it as a starting point, not a substitute for a licensed inspection.

Roof cost · estimated

A new roof at 2229 Nela Ave.

A home this size (about 2,500 sq ft on record) runs roughly $10,280 to $17,280 installed for architectural shingle in Florida. See the full breakdown →

Estimated from the building size on record; the exact figure depends on your roof area, pitch, and stories.

Methodology

How this report is built.

This report is a records-based estimate assembled from county permits, assessor data, FEMA flood maps, and wind-zone datasets. The roof score weighs age, material, and storm exposure; only permit-backed roof ages are high-confidence. It is not an inspection, appraisal, or insurance quote.

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