Property report · Florida

12732 NW 98 Ct

Hialeah Gardens, FL 33018

Records estimate
Roof score 10 / 10 · Strong
Roof age ~30 yrsest
Material tile
Roof shape hip
Last roof permit 1996
Permit # n/a
Year built 1996
Building sqft 1,491
Flood zone Xlow-risk
Design wind 171 mph
Storm 14 hurricanes
Hail 1.75 in
Evac zone None
Sinkhole ~16.38 km
4-Point May be required
Wind-mit 1 noted
Citizens Market stress moderate
Roof age estimated from year built · built 1996roof nearing end of typical service life (30y of ~45y)durable tile coveringhip roof (better wind resistance)weathered hurricane-force winds since 2024significant hail history (1.75 in hailstones)

Records-based estimate · getroofreport.com

Roof & permits · county record

The roof on record.

Last roof permit1996
Permit numbern/a
Roof materialtile
Roof shapehip
Age confidenceEstimatedEstimated from effective year built

Roof replacement permit on county record, tile. A permit-dated replacement is the most reliable roof age short of an inspection.

Insurance profile · plainly

The insurance picture.

4-Point inspection

May be required at renewal.

Once a roof passes ~15 years, most Florida carriers ask for a 4-point before writing or renewing.

Wind-mit discount

Features may qualify.

Code-era construction features here often map to wind-mitigation credits on a signed inspection form.

hip roof geometry

Construction era on record: HVHZ (SFBC 1994+ / FBC).

Citizens context

Market stress moderate.

Qualitative read of the local Citizens / private-market balance; not an eligibility decision.

Geographic risk · mapped

Where it stands.

FEMA flood zoneXoutside the high-risk flood area
Design wind speed171 mphFlorida Building Code wind map
Evacuation zoneNoneno designated evacuation zone
Sinkhole activity~16.38 kmnearest documented subsidence
Storm exposure14 named hurricanes on record, peak 64 kt, most recent 2024recent: MILTON, HELENE, IAN, NICOLE
Hail history1.75 inlargest hail on record; last 2022-05-29
Maintenance · rule-based

What to do next.

Generated from this property's records: age against typical service life, code era, and the risk overlays.

01

This roof is past the ~15-year Florida insurability threshold. Expect a 4-point inspection at renewal and start planning a replacement window.

02

In a high wind-speed zone, documented wind-mitigation features (roof-to-wall straps, secondary water barrier) can materially improve insurability.

03

This address has weathered 14 named hurricanes on record, most recently in 2024. Photograph the roof now so you have a pre-storm baseline for any future claim.

04

Hail up to 1.75 inches has been recorded nearby. After any hailstorm, have the roof inspected promptly; hail claims have tight filing windows.

Questions about 12732 NW 98 Ct

No roofing permit is on county record, so the roof age is estimated at about 30 years from the year built (1996). It is labeled an estimate throughout this report.

FEMA maps this address in flood zone X, outside the high-risk Special Flood Hazard Area.

Likely at some point. Florida carriers commonly order a 4-point on older homes (this one dates to 1996) or roofs past about 15 years.

The score weighs roof age against the typical service life of its material, then adjusts for storm exposure. Strong reflects a newer or durable roof with room to spare. Only permit-backed roof ages count as high-confidence.

No. It is a records-based assessment from public data: county permits, assessor records, FEMA flood maps, and wind-zone data. Use it as a starting point, not a substitute for a licensed inspection.

Roof cost · estimated

A new roof at 12732 NW 98 Ct.

A home this size (about 1,500 sq ft on record) runs roughly $6,160 to $10,360 installed for architectural shingle in Florida. See the full breakdown →

Estimated from the building size on record; the exact figure depends on your roof area, pitch, and stories.

Methodology

How this report is built.

This report is a records-based estimate assembled from county permits, assessor data, FEMA flood maps, and wind-zone datasets. The roof score weighs age, material, and storm exposure; only permit-backed roof ages are high-confidence. It is not an inspection, appraisal, or insurance quote.

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