Property report · Florida

1655 SW 10 St

Miami, FL 33135

Records estimate
Roof score 2 / 10 · Weak
Roof age ~81 yrsest
Material tile
Roof shape gable
Last roof permit 1945
Permit # None on record
Year built 1933
Building sqft 1,158
Flood zone Xlow-risk
Design wind 171 mph
Storm 14 hurricanes
Hail 3 in
Evac zone Zone E
Sinkhole ~16.25 km
4-Point May be required
Wind-mit None inferred
Citizens Market stress elevated
Roof age estimated from year built · built 1945roof past typical service life (81y vs ~45y)durable tile coveringweathered hurricane-force winds since 2024significant hail history (3.0 in hailstones)

Records-based estimate · getroofreport.com

Roof & permits · county record

The roof on record.

Last roof permit1945
Permit numberNone on record
Roof materialtile
Roof shapegable
Age confidenceEstimatedEstimated from effective year built

Roof replacement permit on county record, tile. A permit-dated replacement is the most reliable roof age short of an inspection.

Property facts

Year built1933
Building size1,158 sq ftunder-roof area on assessor record
Parcel ID0141100630540county parcel number
Roof shape sourceLiDAR elevation
Roof material sourceAerial imagery
Insurance profile · plainly

The insurance picture.

4-Point inspection

May be required at renewal.

Once a roof passes ~15 years, most Florida carriers ask for a 4-point before writing or renewing.

Wind-mit discount

No credits inferred.

Nothing on record points to credit-eligible features; a wind-mitigation inspection could still find some.

Construction era on record: pre-1994.

Citizens context

Market stress elevated.

Qualitative read of the local Citizens / private-market balance; not an eligibility decision.

Geographic risk · mapped

Where it stands.

FEMA flood zoneXoutside the high-risk flood area
Design wind speed171 mphFlorida Building Code wind map
Evacuation zoneZone Estorm-surge evacuation zone
Sinkhole activity~16.25 kmnearest documented subsidence
Storm exposure14 named hurricanes on record, peak 64 kt, most recent 2024recent: MILTON, HELENE, IAN, NICOLE
Hail history3 inlargest hail on record; last 2014-06-20

Storm history

Hurricanes on record14tropical systems tracked near this location
Strongest recorded74 mphpeak wind of the strongest nearby storm
Most recent2024most recent nearby hurricane on record
Maintenance · rule-based

What to do next.

Generated from this property's records: age against typical service life, code era, and the risk overlays.

01

This roof is past the ~15-year Florida insurability threshold. Expect a 4-point inspection at renewal and start planning a replacement window.

02

In a high wind-speed zone, documented wind-mitigation features (roof-to-wall straps, secondary water barrier) can materially improve insurability.

03

This address has weathered 14 named hurricanes on record, most recently in 2024. Photograph the roof now so you have a pre-storm baseline for any future claim.

04

Hail up to 3 inches has been recorded nearby. After any hailstorm, have the roof inspected promptly; hail claims have tight filing windows.

05

No wind-mitigation features are inferred from records. A wind-mitigation inspection may surface credits you already qualify for.

Questions about 1655 SW 10 St

No roofing permit is on county record, so the roof age is estimated at about 81 years from the year built (1933). It is labeled an estimate throughout this report.

FEMA maps this address in flood zone X, outside the high-risk Special Flood Hazard Area.

Likely at some point. Florida carriers commonly order a 4-point on older homes (this one dates to 1933) or roofs past about 15 years.

The score weighs roof age against the typical service life of its material, then adjusts for storm exposure. Weak reflects a roof at or past its typical service life, where insurers scrutinize hardest. Only permit-backed roof ages count as high-confidence.

No. It is a records-based assessment from public data: county permits, assessor records, FEMA flood maps, and wind-zone data. Use it as a starting point, not a substitute for a licensed inspection.

Roof cost · estimated

A new roof at 1655 SW 10 St.

A home this size (about 1,200 sq ft on record) runs roughly $4,930 to $8,290 installed for architectural shingle in Florida. See the full breakdown →

Estimated from the building size on record; the exact figure depends on your roof area, pitch, and stories.

Methodology

How this report is built.

This report is a records-based estimate assembled from county permits, assessor data, FEMA flood maps, and wind-zone datasets. The roof score weighs age, material, and storm exposure; only permit-backed roof ages are high-confidence. It is not an inspection, appraisal, or insurance quote.

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