Property report · Florida

450 Bamer Holly Ln

Molino, FL 32577

Records estimate
Roof score 8 / 10 · Strong
Roof age ~42 yrsest
Material metal
Roof shape gable
Last roof permit 1984
Permit # n/a
Year built 1984
Building sqft 2,462
Flood zone AEhigh-risk
Design wind 150 mph
Storm 11 hurricanes
Hail 1.75 in
Evac zone Zone D
Sinkhole ~73.25 km
4-Point May be required
Wind-mit None inferred
Citizens Market stress moderate
Roof age estimated from year built · built 1984roof nearing end of typical service life (42y of ~45y)durable metal coveringweathered hurricane-force winds since 2020significant hail history (1.75 in hailstones)

Records-based estimate · getroofreport.com

Roof & permits · county record

The roof on record.

Last roof permit1984
Permit numbern/a
Roof materialmetal
Roof shapegable
Age confidenceEstimatedEstimated from effective year built

Roof replacement permit on county record, metal. A permit-dated replacement is the most reliable roof age short of an inspection.

Insurance profile · plainly

The insurance picture.

4-Point inspection

May be required at renewal.

Once a roof passes ~15 years, most Florida carriers ask for a 4-point before writing or renewing.

Wind-mit discount

No credits inferred.

Nothing on record points to credit-eligible features; a wind-mitigation inspection could still find some.

Construction era on record: pre-1994.

Citizens context

Market stress moderate.

Qualitative read of the local Citizens / private-market balance; not an eligibility decision.

Geographic risk · mapped

Where it stands.

FEMA flood zoneAESpecial Flood Hazard Area
Design wind speed150 mphFlorida Building Code wind map
Evacuation zoneZone Dstorm-surge evacuation zone
Sinkhole activity~73.25 kmnearest documented subsidence
Storm exposure11 named hurricanes on record, peak 64 kt, most recent 2020recent: ZETA, SALLY, CRISTOBAL, MICHAEL
Hail history1.75 inlargest hail on record; last 2025-11-09
Maintenance · rule-based

What to do next.

Generated from this property's records: age against typical service life, code era, and the risk overlays.

01

This roof is past the ~15-year Florida insurability threshold. Expect a 4-point inspection at renewal and start planning a replacement window.

02

FEMA zone AE means flood insurance is typically required by lenders; confirm your policy is current.

03

In a high wind-speed zone, documented wind-mitigation features (roof-to-wall straps, secondary water barrier) can materially improve insurability.

04

This address has weathered 11 named hurricanes on record, most recently in 2020. Photograph the roof now so you have a pre-storm baseline for any future claim.

05

Hail up to 1.75 inches has been recorded nearby. After any hailstorm, have the roof inspected promptly; hail claims have tight filing windows.

06

No wind-mitigation features are inferred from records. A wind-mitigation inspection may surface credits you already qualify for.

Questions about 450 Bamer Holly Ln

No roofing permit is on county record, so the roof age is estimated at about 42 years from the year built (1984). It is labeled an estimate throughout this report.

FEMA maps this address in flood zone AE, a Special Flood Hazard Area where lenders typically require flood insurance.

Likely at some point. Florida carriers commonly order a 4-point on older homes (this one dates to 1984) or roofs past about 15 years.

The score weighs roof age against the typical service life of its material, then adjusts for storm exposure. Strong reflects a newer or durable roof with room to spare. Only permit-backed roof ages count as high-confidence.

No. It is a records-based assessment from public data: county permits, assessor records, FEMA flood maps, and wind-zone data. Use it as a starting point, not a substitute for a licensed inspection.

Roof cost · estimated

A new roof at 450 Bamer Holly Ln.

A home this size (about 2,500 sq ft on record) runs roughly $10,280 to $17,280 installed for architectural shingle in Florida. See the full breakdown →

Estimated from the building size on record; the exact figure depends on your roof area, pitch, and stories.

Methodology

How this report is built.

This report is a records-based estimate assembled from county permits, assessor data, FEMA flood maps, and wind-zone datasets. The roof score weighs age, material, and storm exposure; only permit-backed roof ages are high-confidence. It is not an inspection, appraisal, or insurance quote.

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