Property report · Florida

1464 Monarch Cir

Naples, FL 34116

Permit-backed · high confidence
Roof score 9 / 10 · Strong
Roof age ~14 yrspermit
Material shingle
Roof shape gable
Last roof permit 2012
Permit # PRBD20120511193
Year built 1988
Building sqft 1,976
Flood zone Xlow-risk
Design wind 171 mph
Storm 12 hurricanes
Hail 1.25 in
Evac zone Zone E
Sinkhole ~3.89 km
4-Point May be required
Wind-mit None inferred
Citizens Market stress moderate
Permit-backed roof age · re-roofed 2012roof nearing end of typical service life (14y of ~20y)weathered hurricane-force winds since 2024

Records-based estimate · getroofreport.com

Roof & permits · county record

The roof on record.

Last roof permit2012
Permit numberPRBD20120511193
Roof materialshingle
Roof shapegable
Age confidencePermit-backedPermit-backed

Roof replacement permit on county record, shingle. A permit-dated replacement is the most reliable roof age short of an inspection.

Insurance profile · plainly

The insurance picture.

4-Point inspection

May be required at renewal.

Carriers order 4-points on older homes (this one dates to 1988) to check wiring, plumbing, and HVAC; the permit-dated roof clears its biggest line item.

Wind-mit discount

No credits inferred.

Nothing on record points to credit-eligible features; a wind-mitigation inspection could still find some.

Construction era on record: pre-1994.

Citizens context

Market stress moderate.

Qualitative read of the local Citizens / private-market balance; not an eligibility decision.

Geographic risk · mapped

Where it stands.

FEMA flood zoneXoutside the high-risk flood area
Design wind speed171 mphFlorida Building Code wind map
Evacuation zoneZone Estorm-surge evacuation zone
Sinkhole activity~3.89 kmnearest documented subsidence
Storm exposure12 named hurricanes on record, peak 64 kt, most recent 2024recent: MILTON, HELENE, IAN, NICOLE
Hail history1.25 inlargest hail on record; last 2018-06-10
Maintenance · rule-based

What to do next.

Generated from this property's records: age against typical service life, code era, and the risk overlays.

01

At 10+ years, schedule a professional roof inspection and keep the report; it strengthens your position at renewal time.

02

Asphalt shingles age fastest in Florida sun. Look for curling, granule loss, and lifted tabs along ridges and edges.

03

In a high wind-speed zone, documented wind-mitigation features (roof-to-wall straps, secondary water barrier) can materially improve insurability.

04

This address has weathered 12 named hurricanes on record, most recently in 2024. Photograph the roof now so you have a pre-storm baseline for any future claim.

05

Hail up to 1.25 inches has been recorded nearby. After any hailstorm, have the roof inspected promptly; hail claims have tight filing windows.

06

No wind-mitigation features are inferred from records. A wind-mitigation inspection may surface credits you already qualify for.

Questions about 1464 Monarch Cir

County permit records show the roof was last permitted in 2012, about 14 years ago (shingle). A permit-dated replacement is the most reliable roof age short of an on-site inspection.

FEMA maps this address in flood zone X, outside the high-risk Special Flood Hazard Area.

Likely at some point. Florida carriers commonly order a 4-point on older homes (this one dates to 1988) or roofs past about 15 years; the permit-dated roof here clears its biggest line item.

The score weighs roof age against the typical service life of its material, then adjusts for storm exposure. Strong reflects a newer or durable roof with room to spare. Only permit-backed roof ages count as high-confidence.

No. It is a records-based assessment from public data: county permits, assessor records, FEMA flood maps, and wind-zone data. Use it as a starting point, not a substitute for a licensed inspection.

Roof cost · estimated

A new roof at 1464 Monarch Cir.

A home this size (about 2,000 sq ft on record) runs roughly $8,220 to $13,820 installed for architectural shingle in Florida. See the full breakdown →

Estimated from the building size on record; the exact figure depends on your roof area, pitch, and stories.

Methodology

How this report is built.

This report is a records-based estimate assembled from county permits, assessor data, FEMA flood maps, and wind-zone datasets. The roof score weighs age, material, and storm exposure; only permit-backed roof ages are high-confidence. It is not an inspection, appraisal, or insurance quote.

Your address next

Look up any Florida property.