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Property report · Florida

403 Oak Lynn Dr

Orlando, FL 32809
Permit-backed · high confidence

Permit-backed · re-roofed 2008  ·  Records-based estimate · getroofreport.com

10 / 10
Permit-backed · high confidence. Strong reflects a newer or durable roof with room to spare.
Permit-backed roof age · re-roofed 2008durable metal coveringsignificant hail history (3.0 in hailstones)
Verified against orange County permits
FEMA + wind-zone datasets
Roof age ~18 yrs permit
Material metal
Roof shape flat
Last roof permit 2008
Permit # T08000195
Year built 1959
Building sqft 1,996
Flood zone X low-risk
Design wind 150 mph
Storm 14 hurricanes
Hail 3 in
Evac zone None
Sinkhole ~0.81 km
4-Point May be required
Wind-mit None inferred
Citizens Market stress low

The roof on record.

Roof replacement permit on county record, metal. A permit-dated replacement is the most reliable roof age short of an inspection.

Permit-dated roof age ~18 yrs High confidence · Permit-backed
Last roof permit 2008
Permit number T08000195
Roof material metal
Roof shape flat
Property facts · assessor record
Year built 1959
Building size 1,996 sq ft under-roof area on assessor record
Parcel ID 132329605602110 county parcel number
Roof shape source LiDAR elevation

The insurance picture.

A qualitative read of what a carrier is likely to ask for or credit at this address, not an eligibility decision.

4-Point inspection May be required at renewal.

Once a roof passes ~15 years, most Florida carriers ask for a 4-point before writing or renewing.

Wind-mit discount No credits inferred.

Nothing on record points to credit-eligible features; a wind-mitigation inspection could still find some.

Citizens context Market stress low.

Qualitative read of the local Citizens / private-market balance; not an eligibility decision.

Construction era on record: pre-1994.

Where it stands.

Flood, wind, evacuation, and sinkhole exposure at this parcel, pulled from FEMA and state datasets.

FEMA flood zone X outside the high-risk flood area
Design wind speed 150 mph Florida Building Code wind map
Evacuation zone None no designated evacuation zone
Sinkhole activity ~0.81 km nearest documented subsidence
Storm exposure 14 named hurricanes on record, peak 50 kt, most recent 2024 recent: MILTON, HELENE, IDALIA, IAN
Hail history 3 in largest hail on record; last 2023-09-11
Storm history · NOAA record
Hurricanes on record 14 tropical systems tracked near this location
Strongest recorded 57 mph peak wind of the strongest nearby storm
Most recent 2024 most recent nearby hurricane on record

What to do next.

Generated from this property's records: age against typical service life, code era, and the risk overlays.

01

This roof is past the ~15-year Florida insurability threshold. Expect a 4-point inspection at renewal and start planning a replacement window.

02

In a high wind-speed zone, documented wind-mitigation features (roof-to-wall straps, secondary water barrier) can materially improve insurability.

03

This address has weathered 14 named hurricanes on record, most recently in 2024. Photograph the roof now so you have a pre-storm baseline for any future claim.

04

Hail up to 3 inches has been recorded nearby. After any hailstorm, have the roof inspected promptly; hail claims have tight filing windows.

05

No wind-mitigation features are inferred from records. A wind-mitigation inspection may surface credits you already qualify for.

A home this size (about 2,000 sq ft on record) runs roughly $8,220 to $13,820 installed for architectural shingle in Florida.

Estimated from the building size on record; the exact figure depends on your roof area, pitch, and stories. See the full breakdown

Questions about 403 Oak Lynn Dr.

What this specific report says, and what it does not claim.

County permit records show the roof was last permitted in 2008, about 18 years ago (metal). A permit-dated replacement is the most reliable roof age short of an on-site inspection.

FEMA maps this address in flood zone X, outside the high-risk Special Flood Hazard Area.

Likely at some point. Florida carriers commonly order a 4-point on older homes (this one dates to 1959) or roofs past about 15 years; the permit-dated roof here clears its biggest line item.

The score weighs roof age against the typical service life of its material, then adjusts for storm exposure. Strong reflects a newer or durable roof with room to spare. Only permit-backed roof ages count as high-confidence.

No. It is a records-based assessment from public data: county permits, assessor records, FEMA flood maps, and wind-zone data. Use it as a starting point, not a substitute for a licensed inspection.

Nearby in Orlando.

6432 Royal Tern St Orlando · 32810 Roof ~8 yrs 10 /10 6420 Royal Tern St Orlando · 32810 Roof ~5 yrs 10 /10 7599 Groveoak Dr Orlando · 32810 Roof ~8 yrs 10 /10 7595 Groveoak Dr Orlando · 32810 Roof ~8 yrs 10 /10

Browse: 32809 · Orlando · Florida

How this report is built.

This report is a records-based estimate assembled from county permits, assessor data, FEMA flood maps, and wind-zone datasets. The roof score weighs age, material, and storm exposure; only permit-backed roof ages are high-confidence. It is not an inspection, appraisal, or insurance quote.

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