Property report · Florida

8600 Castaway Ct

Panama City Beach, FL 32413

Records estimate
Roof score 10 / 10 · Strong
Roof age ~3 yrsest
Material Not on record
Roof shape Not on record
Last roof permit 2023
Permit # None on record
Year built 2023
Building sqft 2,750
Flood zone Xlow-risk
Design wind 150 mph
Storm 15 hurricanes
Hail 0.75 in
Evac zone Zone D
Sinkhole ~20.08 km
4-Point Likely passes
Wind-mit 2 noted
Citizens Market stress moderate
Roof age estimated from year built · built 2023weathered hurricane-force winds since 2024

Records-based estimate · getroofreport.com

Roof & permits · county record

The roof on record.

Last roof permit2023
Permit numberNone on record
Roof materialNot yet on record
Roof shapeNot on record
Age confidenceEstimatedEstimated from year built

Roof replacement permit on county record, unknown. A permit-dated replacement is the most reliable roof age short of an inspection.

Property facts

Year built2023
Building size2,750 sq ftunder-roof area on assessor record
Parcel ID32503-350-026county parcel number
Insurance profile · plainly

The insurance picture.

4-Point inspection

Likely eligible to pass.

The home and roof are recent enough that most carriers will not order one at binding.

Wind-mit discount

Features may qualify.

Code-era construction features here often map to wind-mitigation credits on a signed inspection form.

FBC-era roof deck attachment / roof-to-wall connectionsecondary water resistance (code era)

Construction era on record: FBC 2002+.

Citizens context

Market stress moderate.

Qualitative read of the local Citizens / private-market balance; not an eligibility decision.

Geographic risk · mapped

Where it stands.

FEMA flood zoneXoutside the high-risk flood area
Design wind speed150 mphFlorida Building Code wind map
Evacuation zoneZone Dstorm-surge evacuation zone
Sinkhole activity~20.08 kmnearest documented subsidence
Storm exposure15 named hurricanes on record, peak 64 kt, most recent 2024recent: HELENE, NICOLE, FRED, SALLY
Hail history0.75 inlargest hail on record; last 2002-03-12

Storm history

Hurricanes on record15tropical systems tracked near this location
Strongest recorded74 mphpeak wind of the strongest nearby storm
Most recent2024most recent nearby hurricane on record
Maintenance · rule-based

What to do next.

Generated from this property's records: age against typical service life, code era, and the risk overlays.

01

The roof is within its early service life. Annual visual checks after storm season are enough for now.

02

In a high wind-speed zone, documented wind-mitigation features (roof-to-wall straps, secondary water barrier) can materially improve insurability.

03

This address has weathered 15 named hurricanes on record, most recently in 2024. Photograph the roof now so you have a pre-storm baseline for any future claim.

Questions about 8600 Castaway Ct

No roofing permit is on county record, so the roof age is estimated at about 3 years from the year built (2023). It is labeled an estimate throughout this report.

FEMA maps this address in flood zone X, outside the high-risk Special Flood Hazard Area.

Probably not at binding: the home and roof are recent enough that most Florida carriers skip the 4-point. Older homes and roofs past about 15 years are the usual triggers.

The score weighs roof age against the typical service life of its material, then adjusts for storm exposure. Strong reflects a newer or durable roof with room to spare. Only permit-backed roof ages count as high-confidence.

No. It is a records-based assessment from public data: county permits, assessor records, FEMA flood maps, and wind-zone data. Use it as a starting point, not a substitute for a licensed inspection.

Roof cost · estimated

A new roof at 8600 Castaway Ct.

A home this size (about 2,500 sq ft on record) runs roughly $10,280 to $17,280 installed for architectural shingle in Florida. See the full breakdown →

Estimated from the building size on record; the exact figure depends on your roof area, pitch, and stories.

Methodology

How this report is built.

This report is a records-based estimate assembled from county permits, assessor data, FEMA flood maps, and wind-zone datasets. The roof score weighs age, material, and storm exposure; only permit-backed roof ages are high-confidence. It is not an inspection, appraisal, or insurance quote.

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