Property report · Florida

15860 Royal Oak Dr E

Perry, FL 32348

Records estimate
Roof score 10 / 10 · Strong
Roof age ~27 yrsest
Material metal
Roof shape gable
Last roof permit 1999
Permit # n/a
Year built 1999
Building sqft 1,152
Flood zone Xlow-risk
Design wind 123 mph
Storm 18 hurricanes
Hail 3 in
Evac zone Zone D
Sinkhole ~2.1 km
4-Point Likely passes
Wind-mit None inferred
Citizens Market stress moderate
Roof age estimated from year built · built 1999durable metal coveringweathered hurricane-force winds since 2024significant hail history (3.0 in hailstones)

Records-based estimate · getroofreport.com

Roof & permits · county record

The roof on record.

Last roof permit1999
Permit numbern/a
Roof materialmetal
Roof shapegable
Age confidenceEstimatedEstimated from year built

Roof replacement permit on county record, metal. A permit-dated replacement is the most reliable roof age short of an inspection.

Insurance profile · plainly

The insurance picture.

4-Point inspection

Likely eligible to pass.

The home and roof are recent enough that most carriers will not order one at binding.

Wind-mit discount

No credits inferred.

Nothing on record points to credit-eligible features; a wind-mitigation inspection could still find some.

Construction era on record: 1994-2001 (pre-FBC).

Citizens context

Market stress moderate.

Qualitative read of the local Citizens / private-market balance; not an eligibility decision.

Geographic risk · mapped

Where it stands.

FEMA flood zoneXoutside the high-risk flood area
Design wind speed123 mphFlorida Building Code wind map
Evacuation zoneZone Dstorm-surge evacuation zone
Sinkhole activity~2.1 kmnearest documented subsidence
Storm exposure18 named hurricanes on record, peak 64 kt, most recent 2024recent: MILTON, HELENE, DEBBY, IDALIA
Hail history3 inlargest hail on record; last 2006-11-15
Maintenance · rule-based

What to do next.

Generated from this property's records: age against typical service life, code era, and the risk overlays.

01

This roof is past the ~15-year Florida insurability threshold. Expect a 4-point inspection at renewal and start planning a replacement window.

02

This address has weathered 18 named hurricanes on record, most recently in 2024. Photograph the roof now so you have a pre-storm baseline for any future claim.

03

Hail up to 3 inches has been recorded nearby. After any hailstorm, have the roof inspected promptly; hail claims have tight filing windows.

04

No wind-mitigation features are inferred from records. A wind-mitigation inspection may surface credits you already qualify for.

Questions about 15860 Royal Oak Dr E

No roofing permit is on county record, so the roof age is estimated at about 27 years from the year built (1999). It is labeled an estimate throughout this report.

FEMA maps this address in flood zone X, outside the high-risk Special Flood Hazard Area.

Probably not at binding: the home and roof are recent enough that most Florida carriers skip the 4-point. Older homes and roofs past about 15 years are the usual triggers.

The score weighs roof age against the typical service life of its material, then adjusts for storm exposure. Strong reflects a newer or durable roof with room to spare. Only permit-backed roof ages count as high-confidence.

No. It is a records-based assessment from public data: county permits, assessor records, FEMA flood maps, and wind-zone data. Use it as a starting point, not a substitute for a licensed inspection.

Roof cost · estimated

A new roof at 15860 Royal Oak Dr E.

A home this size (about 1,200 sq ft on record) runs roughly $4,930 to $8,290 installed for architectural shingle in Florida. See the full breakdown →

Estimated from the building size on record; the exact figure depends on your roof area, pitch, and stories.

Methodology

How this report is built.

This report is a records-based estimate assembled from county permits, assessor data, FEMA flood maps, and wind-zone datasets. The roof score weighs age, material, and storm exposure; only permit-backed roof ages are high-confidence. It is not an inspection, appraisal, or insurance quote.

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