174 Cougar Way, Rotonda West, FL 33947
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174 Cougar Way

Rotonda West, FL 33947
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Report summary

Roof and property
Risk
Insurance

The roof on record.

Roof replacement permit on county record, shingle. A permit-dated replacement is the most reliable roof age short of an inspection.

Permit-dated roof age ~5 yrs High confidence · Permit-backed Roof age by address
Last roof permit 2021
Permit number 20201031643 Roof permit Florida
Roof material shingle
Roof shape Not on record
Property facts · assessor record
Year built 2021
Building size 1,607 sq ft under-roof area on assessor record
Parcel ID 412015209015 county parcel number
Roof material source County appraiser

The insurance picture.

A qualitative read of what a carrier is likely to ask for or credit at this address, not an eligibility decision.

4-Point inspection Likely eligible to pass.

The home and roof are recent enough that most carriers will not order one at binding.

4 point inspection4 point inspection cost
Wind-mit discount Features may qualify.

Code-era construction features here often map to wind-mitigation credits on a signed inspection form.

Wind mitigation inspectionWind mitigation report
Citizens context Market stress moderate.

Qualitative read of the local Citizens / private-market balance; not an eligibility decision.

Roof inspection for insurance
FBC-era roof deck attachment / roof-to-wall connectionsecondary water resistance (code era)

Construction era on record: FBC 2002+.

Where it stands.

Flood, wind, evacuation, and sinkhole exposure at this parcel, pulled from FEMA and state datasets.

FEMA flood zone X outside the high-risk flood area · Flood zone by address Florida
Design wind speed 161 mph Florida Building Code wind map · 4 point wind mitigation inspection
Evacuation zone Zone B storm-surge evacuation zone
Sinkhole activity ~4.55 km nearest documented subsidence
Storm exposure 13 named hurricanes on record, peak 64 kt, most recent 2024 recent: MILTON, DEBBY, HELENE, IDALIA · Storm damage roof
Hail history 0.88 in largest hail on record; last 2017-07-11 · Hail damage roof
Storm history · NOAA record
Hurricanes on record 13 tropical systems tracked near this location
Strongest recorded 74 mph peak wind of the strongest nearby storm
Most recent 2024 most recent nearby hurricane on record

What to do next.

Generated from this property's records: age against typical service life, code era, and the risk overlays.

01

The roof is within its early service life. Annual visual checks after storm season are enough for now.

02

In a high wind-speed zone, documented wind-mitigation features (roof-to-wall straps, secondary water barrier) can materially improve insurability.

03

This address has weathered 13 named hurricanes on record, most recently in 2024. Photograph the roof now so you have a pre-storm baseline for any future claim.

Next step: Roof inspection Florida

Rough estimated roof replacement cost

$6,160 to $10,360

From the 1,607 sq ft on county record. For an exact price from an aerial measurement, get the exact estimate.

Roof replacement cost FloridaNew roof cost Florida

Questions about 174 Cougar Way.

What this specific report says, and what it does not claim.

County permit records show the roof was last permitted in 2021, about 5 years ago (shingle). A permit-dated replacement is the most reliable roof age short of an on-site inspection.

FEMA maps this address in flood zone X, outside the high-risk Special Flood Hazard Area.

Probably not at binding: the home and roof are recent enough that most Florida carriers skip the 4-point. Older homes and roofs past about 15 years are the usual triggers.

The score weighs roof age against the typical service life of its material, then adjusts for storm exposure. Strong reflects a newer or durable roof with room to spare. Only permit-backed roof ages count as high-confidence.

No. It is a records-based assessment from public data: county permits, assessor records, FEMA flood maps, and wind-zone data. Use it as a starting point, not a substitute for a licensed inspection.

Nearby in Rotonda West.

104 Albatross Rd Rotonda West · 33947 Roof ~14 yrs 10 /10 106 Albatross Rd Rotonda West · 33947 Roof ~3 yrs 10 /10 108 Albatross Rd Rotonda West · 33947 Roof ~7 yrs 10 /10 561 Boundary Blvd Rotonda West · 33947 Roof ~4 yrs 10 /10

Browse: 33947 · Rotonda West · Florida

How this report is built.

This report is a records-based estimate assembled from county permits, assessor data, FEMA flood maps, and wind-zone datasets. The roof score weighs age, material, and storm exposure; only permit-backed roof ages are high-confidence. It is not an inspection, appraisal, or insurance quote.

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