9553 Harding Ave
Surfside, FL 33154
Records estimateRecords-based estimate · getroofreport.com
The roof on record.
Roof replacement permit on county record, built-up. A permit-dated replacement is the most reliable roof age short of an inspection.
The insurance picture.
May be required at renewal.
Carriers order 4-points on older homes (this one dates to 1957) to check wiring, plumbing, and HVAC; the permit-dated roof clears its biggest line item.
No credits inferred.
Nothing on record points to credit-eligible features; a wind-mitigation inspection could still find some.
Construction era on record: pre-1994.
Market stress elevated.
Qualitative read of the local Citizens / private-market balance; not an eligibility decision.
Where it stands.
What to do next.
Generated from this property's records: age against typical service life, code era, and the risk overlays.
The roof is within its early service life. Annual visual checks after storm season are enough for now.
FEMA zone AE means flood insurance is typically required by lenders; confirm your policy is current.
In a high wind-speed zone, documented wind-mitigation features (roof-to-wall straps, secondary water barrier) can materially improve insurability.
This address has weathered 15 named hurricanes on record, most recently in 2024. Photograph the roof now so you have a pre-storm baseline for any future claim.
Hail up to 1.25 inches has been recorded nearby. After any hailstorm, have the roof inspected promptly; hail claims have tight filing windows.
No wind-mitigation features are inferred from records. A wind-mitigation inspection may surface credits you already qualify for.
No roofing permit is on county record, so the roof age is estimated at about 5 years from the year built (1957). It is labeled an estimate throughout this report.
FEMA maps this address in flood zone AE, a Special Flood Hazard Area where lenders typically require flood insurance.
Likely at some point. Florida carriers commonly order a 4-point on older homes (this one dates to 1957) or roofs past about 15 years.
The score weighs roof age against the typical service life of its material, then adjusts for storm exposure. Strong reflects a newer or durable roof with room to spare. Only permit-backed roof ages count as high-confidence.
No. It is a records-based assessment from public data: county permits, assessor records, FEMA flood maps, and wind-zone data. Use it as a starting point, not a substitute for a licensed inspection.
A new roof at 9553 Harding Ave.
A home this size (about 3,500 sq ft on record) runs roughly $14,380 to $24,180 installed for architectural shingle in Florida. See the full breakdown →
Estimated from the building size on record; the exact figure depends on your roof area, pitch, and stories.
How this report is built.
This report is a records-based estimate assembled from county permits, assessor data, FEMA flood maps, and wind-zone datasets. The roof score weighs age, material, and storm exposure; only permit-backed roof ages are high-confidence. It is not an inspection, appraisal, or insurance quote.