Property report · Florida

Chipola River

Wewahitchka, FL 32465

Records estimate
Roof score 10 / 10 · Strong
Roof age ~12 yrsest
Material metal
Roof shape n/a
Last roof permit 2014
Permit # n/a
Year built 2014
Building sqft 395
Flood zone AEhigh-risk
Design wind 136 mph
Storm 14 hurricanes
Hail 1.75 in
Evac zone Zone C
Sinkhole ~38.38 km
4-Point Likely passes
Wind-mit 2 noted
Citizens Market stress moderate
Roof age estimated from year built · built 2014durable metal coveringweathered hurricane-force winds since 2024significant hail history (1.75 in hailstones)

Records-based estimate · getroofreport.com

Roof & permits · county record

The roof on record.

Last roof permit2014
Permit numbern/a
Roof materialmetal
Roof shapeNot on record
Age confidenceEstimatedEstimated from year built

Roof replacement permit on county record, metal. A permit-dated replacement is the most reliable roof age short of an inspection.

Insurance profile · plainly

The insurance picture.

4-Point inspection

Likely eligible to pass.

The home and roof are recent enough that most carriers will not order one at binding.

Wind-mit discount

Features may qualify.

Code-era construction features here often map to wind-mitigation credits on a signed inspection form.

FBC-era roof deck attachment / roof-to-wall connectionsecondary water resistance (code era)

Construction era on record: FBC 2002+.

Citizens context

Market stress moderate.

Qualitative read of the local Citizens / private-market balance; not an eligibility decision.

Geographic risk · mapped

Where it stands.

FEMA flood zoneAESpecial Flood Hazard Area
Design wind speed136 mphFlorida Building Code wind map
Evacuation zoneZone Cstorm-surge evacuation zone
Sinkhole activity~38.38 kmnearest documented subsidence
Storm exposure14 named hurricanes on record, peak 64 kt, most recent 2024recent: MILTON, HELENE, NICOLE, FRED
Hail history1.75 inlargest hail on record; last 2024-03-26
Maintenance · rule-based

What to do next.

Generated from this property's records: age against typical service life, code era, and the risk overlays.

01

At 10+ years, schedule a professional roof inspection and keep the report; it strengthens your position at renewal time.

02

FEMA zone AE means flood insurance is typically required by lenders; confirm your policy is current.

03

This address has weathered 14 named hurricanes on record, most recently in 2024. Photograph the roof now so you have a pre-storm baseline for any future claim.

04

Hail up to 1.75 inches has been recorded nearby. After any hailstorm, have the roof inspected promptly; hail claims have tight filing windows.

Questions about Chipola River

No roofing permit is on county record, so the roof age is estimated at about 12 years from the year built (2014). It is labeled an estimate throughout this report.

FEMA maps this address in flood zone AE, a Special Flood Hazard Area where lenders typically require flood insurance.

Probably not at binding: the home and roof are recent enough that most Florida carriers skip the 4-point. Older homes and roofs past about 15 years are the usual triggers.

The score weighs roof age against the typical service life of its material, then adjusts for storm exposure. Strong reflects a newer or durable roof with room to spare. Only permit-backed roof ages count as high-confidence.

No. It is a records-based assessment from public data: county permits, assessor records, FEMA flood maps, and wind-zone data. Use it as a starting point, not a substitute for a licensed inspection.

Roof cost · estimated

A new roof at Chipola River.

A home this size (about 1,000 sq ft on record) runs roughly $4,110 to $6,910 installed for architectural shingle in Florida. See the full breakdown →

Estimated from the building size on record; the exact figure depends on your roof area, pitch, and stories.

Methodology

How this report is built.

This report is a records-based estimate assembled from county permits, assessor data, FEMA flood maps, and wind-zone datasets. The roof score weighs age, material, and storm exposure; only permit-backed roof ages are high-confidence. It is not an inspection, appraisal, or insurance quote.

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